Invoice submitted. Shipment verified. Decision ready.
Rhofin connects to your logistics provider's data — so financing decisions can move with your cargo, not behind it.
How It Will Work
Three steps to get your invoice financed.
Submit your invoice
Upload your shipment invoice and details through Rhofin or your partner's logistics platform.
Real-time verification
Our platform cross-references your invoice against live shipment data — BOL status, port events, carrier confirmation. Typically no manual review required for standard shipments.
Funds to your account
Financing targeted for same-day disbursement, subject to verification and institutional funder approval. Collection will be managed on behalf of our institutional funder — you keep moving.
What You Get
No new software. No bank meetings. No waiting.
From ship to funded
Real-time shipment data means real-time decisions. No paper chase, no relationship banking required.
No new paperwork
We read your existing logistics data. You don't change a single process — we work with what's already moving.
Global reach, local compliance
Finance FCL and LCL shipments across US trade corridors — with KYB verification, AML screening, and TBML monitoring technology built in at every step, to be operated on behalf of licensed institutional partners who will hold applicable regulatory obligations. European and UK corridors to follow.
Platform
Two data streams. One lending decision.
3PL Booking Platform
Your 3PL's TMS is the trigger. When a load is assigned and an invoice is raised, Rhofin activates — pulling verified shipment data directly from the booking workflow.
Rhofin Platform
From KYB onboarding and OFAC screening to invoice verification and UCC Article 9 lien filing, our embedded API is designed to give licensed institutional partners a comprehensive TBML defence via a single integration — no portals, no paperwork, just code.
Institutional capital, deployed
Rhofin packages verified, compliance-cleared receivables and routes them to institutional funders — giving lenders a real-time, auditable view of every asset they're financing.
Rhofin vs. Traditional Trade Finance
| Capability | Traditional Trade Finance | Rhofin |
|---|---|---|
| Verification | Manual doc review | Shipment data-driven |
| Decision time | 2-5 business days | Same day* |
| Repeat invoices | Full review each time | Streamlined |
| Cargo visibility | None | TMS |
| Onboarding | Weeks of paperwork | No new paperwork |
* Rhofin capabilities shown reflect the planned pilot product (Q2 2026). Subject to shipment verification, institutional funder engagement, and applicable regulatory requirements. Timelines and features not guaranteed.
Compliance
Built for regulated environments.
Rhofin is designed from the ground up to meet the compliance requirements of institutional finance.
KYB — Know Your Business
Automated KYB screening at onboarding and on an ongoing basis. Business verification, beneficial ownership, sanctions screening — all handled before a single invoice is financed.
TBML — Trade-Based Money Laundering
Real-time shipment data cross-referenced against invoice values, counterparty patterns, and trade corridor risk — surfacing anomalies that traditional document review cannot detect.
Audit Trail & Document Control
Every action — from invoice submission to funding disbursement — is timestamped and immutably logged. Full D/P mechanics where applicable, with document chain of custody throughout the financing lifecycle.
Ready to embed financing into your workflow?
Whether you're a shipper looking for faster access to capital, or a 3PL ready to offer embedded financing — we'll be in touch within 48 hours.
Currently onboarding founding customers. H2 2026 commercial launch.